Theft is covered under the Outdoorsy policy during your rental period. In the event of suspected theft by your renter, you would need to file a police report that you suspect your RV is stolen before you file an insurance claim. The report will be used by our insurance investigator to fully investigate your claim. The insurance investigator works with law enforcement for the recovery of the vehicle.
To walk through this: If you hand your keys to a renter and then you suspect that the renter is attempting to steal your vehicle, call the Police and file a Police report.
We will work with you to provide evidence and to help with your report. This is where having a GPS installed becomes invaluable as evidence and for swift recovery.
With a report in hand, we cover 100% of your replacement value up to $250K.
Do you have any questions about how this works?